Money Management Tips: English – Urdu

Let’s talk about some saving tips. A middle-class woman, whether she’s a sister, a wife, a mother, a daughter-in-law or a mother-in-law, if she is given the entire responsibility of running the house, then in this age of expenses, she continuously struggles with the budget, but because expenses increase day-by-day, her struggles are sometimes in vain. She fulfills one necessity, but another is instantly needed, and by the end of the month, it’s hard to get by. When wages arrive at the beginning of a new month, kids’ and families’ demands and requests for expensive dishes start pouring in as well. This is why, by the end of the month, the woman running the house usually doesn’t have much money left, and she becomes really stressed and worried.

The best thing to do in this case is to use your money in a sensible style, so you can spend the entire month peacefully. Below are some tips for you, and by using these, you will be able to survive the last week of each month.

• If last night’s chapattis and curry are left, you can save egg and bread money in the morning. Chapattis and curry with fresh tea is yummy, and you also won’t feel hungry at lunchtime.
• Remaining oil from pakoray and fries can be used for morning parathas or in bighar for daal.
• If tomatoes are expensive, then use yogurt in cooking.
• Instead of throwing away old clothes, wash them properly and use for washing dishes, dusting or tea towels.
• Most of the time, the middle part of a bed sheets becomes worn, so you can cut the middle part and sew it back together to make a stronger bed sheet, or you can even make curtains with the sheet.
• Instead of sending your kids to tuition, teach them at home yourself and save tuition fee.
• Most of the time, headache, flu and fever medications are leftover, so write what it’s for on it and store them in the fridge. If, God forbid, someone has these problems again, by looking at the expiry date and with the doctor’s advice, you can use that medicine again.
• For any special festival, take a little bit of money from each month’s salary to create a committee or put them in a saving account. This way, you can easily do any shopping for these festivals without disturbing your household budget.